Personal Loans
No matter what you are planning for the future, you can turn your plans into reality with our personal loan. With our personal loans, you can loan from €1,000 to €40,000 by simply applying online or through your a branch.
Features
Warning! IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS AND MAY AFFECT YOUR CREDIT RATING AND YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
Warning! COST OF MONTHLY REPAYMENTS MAY INCREASE.
How much can you borrow?
The amount you can borrow is based on your capacity to make regular repayments. It's important not to overstretch your payments and to consider the possibility of unexpected expenses. Interest rates on our personal loans are variable and may change. However, your repayments stay the same, so if interest rates rise during the loan term, you will have to make some extra payments at the end of the term. If the rate on your loan falls, you may pay off your loan earlier. You can pay back your loan early or making unscheduled, additional repayments through your branch or Online Banking at any time with no penalty.
Car Loans
Are you thinking of buying a car? We have all that you require to get the car you desire at competitive interest rate at 7.59% APR variable. With our variable loan rate, you have the option of making extra repayments and clearing your loan earlier. Get a car loan from €2,000 within 6 hours approval today.
Features
- Competitive Interest rates from 7.59% APR.1
- Apply for a loan of between €2,000 to €30,000 online.
- Apply for a loan up to €90,000 at your branch or via phone.
- 1 to 5 years Loan terms.
- No charge for unscheduled repayments.
- Option to defer first 3 months repayments.2
- You don't need to hold any savings against your loan.
Warning! IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS AND MAY AFFECT YOUR CREDIT RATING AND YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
Warning! COST OF MONTHLY REPAYMENTS MAY INCREASE.
Home Loans
Whenever you are looking at extending your home, know that we have solutions to all you will love to put in a new kitchen, build that treehouse for the kids or maybe even plan more upgrades to your home. Renovations can be less of a stress, whatever you are planning you can turn into reality with a home improvement loan from us. Start today.
Features
Warning! IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS AND MAY AFFECT YOUR CREDIT RATING AND YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
Warning! COST OF MONTHLY REPAYMENTS MAY INCREASE.
How much can you borrow?
The amount you can borrow is based on your capacity to make regular repayments. It's important not to overstretch your payments and to consider the possibility of unexpected expenses. Interest rates on our personal loans are variable and may change. However, your repayments stay the same, so if interest rates rise during the loan term, you will have to make some extra payments at the end of the term. If the rate on your loan falls, you may pay off your loan earlier. You can pay back your loan early or making unscheduled, additional repayments through your branch or Online Banking at any time with no penalty.
Notices & Disclosures
1APR stands for Annual Percentage Rate.Rate offered depends on loan amount and may differ from rate displayed on our website. Loan terms and conditions apply. Only IberCaja customers can apply online.
Variable rates are correct as at 1st June 2021 and are subject to change.
2By deferring loan repayments at the start of your agreement you will pay more interest over the loan term than if you started to make repayments from the outset.
