Card Services
Looking to activate card today? Choose either of our Credit cards and start enjoying the flexibility and safety of our card services.
Platinum Credit Card
Enjoy low interest rate on our credit account for new and existing customers plus eat, shop, spend and get cash backs and rewards. You can apply for a Platinum Credit Card online within minutes, so while wait.
Secured Credit Card
Are you looking for a great way to build or rebuild your credit? Then start on the path to good credit with our Secured Credit card to responsibly build or rebuild your credit history and improve credit scores per usage.
Simple Credit Card
Looking for an everyday credit card with zero percent interest on purchases, no transaction or annual fees? Then our Simple Credit Card is ideal for you. With our Simple Credit Card, you can relax while making savings and purchases look simple. Get our Simple Credit Card today to make purchases easier on your wallet and help save money and pay off high credit balances.
Notices & Disclosures
1 0% interest available for new credit card customers for the first 3 months for purchases or 6 months for balance transfers from the date of account opening. At the end of the introductory period the annual interest rates will revert to the standard interest rate applicable to your card at that time.2 Platinum Credit Card: Earn 5 Rewards Points (5% cash back) for each €1 spend on qualified restaurant purchases and earn 3 Rewards Points (3% cash back) for each €1 spent on qualified gas, grocery store and drug store purchases. Earn 2 Rewards Point (2% cash back) for each €1 spent on qualified purchase after €1,000.
3 Purchases: Euro value of goods & services, minus credits & adjustments, excluding fees and other items
Categories: Merchants card readers are assigned to categories which determine how a transaction is characterised for Rewards purposes. We do not control which categories card readers are assigned to.
Changes: program might change at any time.
Expiration: Points expire within a year.
4 Cross border handling fee applies to non-euro transactions.
5 Government stamp duty of €50 applies.
6 24-hour approval means next working day provided that we are in receipt of all relevant information and documentation.
7 To obtain a Secured Credit card, you require a Personal Savings Account with at least 80% of your credit amount must remain on deposit in the Savings Account. Deposit requirement is €300 (minimum) and €5,000 (maximum)
8 IberCaja must be notified at once in the case of lost or stolen card.
